Commercial Finance Broker for UK Businesses and Property Investors

Finding the right commercial finance can feel complicated, but it does not need to be. Emerald Commercial Finance helps business owners, landlords, developers and investors understand their options, compare suitable lenders and secure funding that supports their plans.

As a NACFB registered commercial finance broker linked to Emerald Finance, we work with a wide range of banks, challenger banks and specialist finance providers. Our role is to make the process clearer, package your application properly and help you approach lenders that fit your circumstances.

Whether you are buying premises, investing in property, funding equipment, improving cash flow, refinancing existing borrowing or looking for short-term finance, we will help you understand what may be possible before you make a decision.

Commercial finance is not one single product. Different lenders specialise in different areas, and the right option will depend on what you need the funding for, how quickly you need it, the strength of the business, available security, trading history, affordability and your future plans.

We help with:

Commercial mortgages for business premises, owner-occupied property, investment property, semi-commercial buildings and refinancing existing commercial loans.

Business loans and working capital finance to support growth, stock purchases, cash flow, expansion, tax bills, recruitment, marketing or one-off business costs.

Asset finance for vehicles, machinery, technology, tools, plant, equipment and other business assets, helping you spread the cost rather than using cash reserves.

Invoice finance to release money tied up in unpaid invoices, helping improve cash flow while you wait for customers to pay.

Bridging finance for short-term property or business funding, including auction purchases, chain breaks, refurbishment projects, fast completions and temporary funding gaps.

Development finance for property developers, refurbishments, conversions, new-build schemes and development exit funding.

Property investor finance for landlords, portfolio investors, mixed-use property, commercial investment and specialist property projects.

Business acquisition finance for buying a business, management buyouts, partner buy-ins, partner exits and expansion through acquisition.

Refinance and debt restructuring where a business wants to review existing borrowing, consolidate facilities, release equity or improve the structure of its finance.