Foreign Mortgages

For those living abroad as an expat or for those looking to buy or remortgage their property abroad we can help.

As an expat your mortgage choices for your home in the UK will be limited and many end up on the lenders standard variable rate, paying excessive interest on a scheme that they would be better off replacing.

There are a variety of lenders that will lend to the expat client and at Emerald Finance we know them all! We can offer standard mortgage products to all our expat clients, often reducing the amount of interest paid substantially.

If you are looking to buy abroad or remortgage a holiday home or an investment property we may be able to help. With mortgages now available across a lot of Europe and even further afield we can explain the options available to you and, if relevant ideas around the best way to manage your foreign property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.  There is no fee for an initial consultation and any fee payable will be explained in full prior to application.

To understand the features and risks please ask for a personalised illustration.

Changes in the exchange rate may increase the sterling equivalent of your debt.

Some of the above products and services are not regulated by the Financial Conduct Authority.