Secured Loans

Do you need extra cash? Need to raise further funds for ongoing home improvements or a new car? Then a secured loan could be ideal for you. For those tied in on a standard mortgage, or on a low base rate tracker that they don’t want to leave, a secured loan (or second mortgage as it is also known) can provide a unique option to borrow further funds against your home. Lenders offer low interest rates and payments spread over the term of your current mortgage or as you choose.

Typical things people can raise funds for include:

• Home improvements – loft conversion, conservatory, new kitchen, new bathroom etc
• New car – expanding family etc
• School fees and university costs
• Helping children onto the property ladder

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.  There is no fee for an initial consultation and any fee payable will be explained in full prior to application.

To understand the features and risks please ask for a personalised illustration.

Some of the above products and services are not regulated by the Financial Conduct Authority.