Accident & Sickness

Accidents happen and people fall sick and for the fortunate it has a minimal impact with only a few days or a week off work. For those who have a serious accident or fall sick long term it can prove very difficult to maintain monthly outgoings.

Normally sick pay at work helps, but once this halves or ends the financial strain becomes all too evident. This can all be protected with either a short term accident and sickness policy or a permanent health insurance policy. A&S will pay out for up to two years whereas a PHI policy can pay out up to retirement age.

It is also possible to combine these policies and get protection for both unemployment and accident and sickness.