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Buildings and Contents Insurance

With household budgets stretched everyone is looking for ways to reduce the cost of their insurance and get cheaper buildings and contents insurance. Most of the time this is achievable and rather than make changes to the cover our expert team will look to maintain or improve current cover and still get the most competitive buildings and contents insurance quotes available.

Buildings Insurance

It is vital that as a property owner, whether residing in your own home or as a landlord, to ensure that the property insurance is in place in the event of certain key events. This would ensure that should the building need repair or rebuilding you can afford to do this. Most mortgage lenders will also insist on this before a mortgage will be granted and a term of your mortgage is that this is maintained. Typical areas covered include:

  • Floods
  • Subsidence
  • Theft or vandalism
  • Fire
  • Lightning damage
  • Water damage
  • And much more
To see how you could save money on your buildings insurance, or to set up a competitive buildings insurance policy, contact us today for a no obligation quote on 0800 0121033 or 01903 821018
 

Contents Insurance

Insuring the contents of your home protects your possessions inside the home, everything from the settee to the dining table, the flat screen TV to the microwave, all the items you own in the home, and ensures that should they become damaged, destroyed, lost or stolen that they are replaced under the terms of the policy. This applies for those renting as well, as normally the landlords insurances will not cover your personal contents.

Insurance policies vary with some not covering you as well as you may like. It’s important that you have a policy that meets your needs and many on ‘best buy tables’ don’t cover some of the basic requirements you may have. Such terms to a policy may include areas such as ‘new for old’ where the item is replaced with a new item, or for ‘cover outside of the home’ for items such as cycles and electronic items such as cameras, laptops and ipads.

Our expert advisers can guide you through choosing a contents insurance policy that meets your personal needs. 

For a non-obligation quote to match your individual needs, call us on 01903 821018 or email us
 
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