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Buy To Let

For many, the prospect of having your first Buy To Let property or adding to your portfolio is an exciting one, with many looking for an alternative to the traditional pension schemes available on the market. Whether you are a first time landlord or manage your property portfolio as a professional or semi professional landlord we can offer constructive advice.

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The Buy To Let market can be a confusing one, and the impact of the credit crunch has been most felt in the Buy To Let sector and products are now more complex than ever. Lenders often require up to 130% of the mortgage payment to be covered by the rent (e.g. £130 rent income for every £100 of mortgage payment) and many will no longer take personal finances into account. However there are still lenders that are very active in this market offering a broad spectrum of schemes to suit all.

Whether that is the best way to finance your next purchase, remortgaging or exploring the best ways to save tax on your buy to let property portfolio our advisers will guide you through this to ensure that you are getting the most out of your investment and that it is working best for you.

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To Let sign

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.  There is no fee for an initial consultation and any fee payable will be explained in full prior to application.

To understand the features and risks please ask for a personalised illustration.

Some of the above products and services are not regulated by the Financial Conduct Authority.

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